Credit Card Offers are offers backed by a credit card authorization, i.e. the buyer already entered their credit card, and our payment processor place a temporary hold on the credit card for the amount offered.
However, the money isn't released to the seller until the buyer comes see the item in person and presses complete in our android or iOS app to release the money to the seller.
Credit Card Offers are shows more serious buyers, and buyers who like the convenience of credit card payments.
Cash on Pickup Offers are buyers saying that they'll pay you cash when they come pick up the item. Trove can't place any hold on the money.
We want to offer the connivence and safety of Credit Cards to both our buyers and sellers.(Btw, the payment processor used by Trove is the same one used by Uber or Airbnb, and their system is so secure that even Trove never sees your Credit Card number. The number is send directly to the payment processor, and passed to Trove).
We do recognize large set of people are still willing to take cash for peer to peer purchases. So if as a seller, you don't want to accept cash offers, you can turn it offer as you list an item.